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Create an Economic Recovery Fund (like the International Monetary Fund) to Purchase, Guarantee and Trade the Toxic Mortgages on the Financial Institution Balance Sheet ,

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Charge all Affected Financial Institutions an Annual Premium to Participate in the Fund. Freeze all Home Owners Foreclosures, renegotiate all affected Mortgages in the Toxic Assets Group.

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Create a Home Owner Trust Fund to manage all Foreclosed Homes and Overvalued Home and abandoned Homes. Create a Fixed Market Value Bottom to all Homes, therefore squeezing the Inflated Values out of the System, and shifting it into the Toxic Asset Classification. This will give all Real Estate Values a Bottom to rebound.
Provide a pathway for the Foreclosed Owners or the Dispossessed (ordinary or homeless person) a Rent to Own Option to repurchase these properties again.

5

As the economy recovers and Real Estate begin to grow in value again, the Financial Institutions can buy back their Toxic Assets from the Fund, since these Assets again Have Value - all of it Generated from the growing economy and Real Estate Values.

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7

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When Parents Disagree

presented by the home income builder

When Parents Disagree

 by: Patty Hone

Moms and dads, are there times you think that parenting would be easier if you didn't have to make family decisions? Having a partner that is not in agreement with your parenting ideas or discipline approaches is more than just frustrating. It can be a cause of division in even the best of relationships.
Furthermore, how you handle your disagreements will have a direct impact on your relationship with your partner and with your children.

It would be great if every couple agreed on everything but that is an unlikely event.
One partner may have been raised in a relaxed environment; another may have been raised in a very strict home. What is acceptable by one partner may be appalling to another.
It is important to discuss with your partner what your parenting objectives are. Decide what values are important to both of you.
You will find that some things are more important to you than to your partner and vice versa.
Here are some steps you can do to work towards resolving parenting disagreements.

1. Discuss your parenting objectives.

What is important to both of you? Sit down with your partner and decide what values are most important. Also what areas are not as important?

2. Talk about where your children are developmentally and what they are capable of understanding. Sometimes the reasons for parenting disputes are because one partner thinks that a child is capable of understanding something and the other disagrees.

Knowing what your child's cognitive level is will help you to make better decisions.

Do not compare your child to other children. You can use examples based on what they are capable of doing and not doing.

For instance, if you ask them to get something out of their toy box, do they understand and go get it? If not expecting your child to be able to understand certain things may be unreasonable.

3.
Find out what both of your parenting strengths and weaknesses are. Many times both parents want the same things for their kids. Compliment your partner on his/her strengths.


Don't just point out your partner's flaws.

4. The majority of parenting disagreements are over discipline methods and when it is appropriate to discipline.

One parent may think that spanking is the best method and the other may prefer time outs or something else.
One of the most effective ways to resolve this issue is to talk about it. Find out the reasons why your partner feels the way he/she does.
There are pros and cons to every form of parenting.

Talk about why your partner thinks his/her discipline style is the better method.
Sometimes talking about it will help you to see each other's point of view.

5. If the discussion gets heated, agree to disagree. Fighting about how to parent is only going to make the situation worse.

Walk away, take a break and discuss it when you are not angry.

6.

Plan ahead.
Discuss problem situations you are having with your children.
For instance, if you are having a problem with your child having temper tantrums, discuss how you think this should be handled. If you have a plan in action, it will be easier for both of you to follow each other's wishes.

7. Pick your battles.
Some things you may never agree on.


You don't have to agree on everything. Find the issues that are most important to you and work on resolving those first.

8.

Do not argue about parenting in front of your children. This is easier said than done. The best way to handle a situation you don't agree with is not to interrupt but to wait till later and then discuss how you think it could have been handled differently.

9.

Work on role modeling communication. If your children see that you communicate and problem solve together, they will grow up to do the same.

Children often repeat patterns of their own parents. Look at your relationship and evaluate how you communicate.
Is this the way you would like your children to communicate with their future partner?

10. Parenting and relationships are a growing process. The more you communicate the better parent/partner you will be.


Learn from each other and listen to each other.
Build on your parenting strengths and tackle your parenting weaknesses a little at a time. It won't happen over night but if you continue to discuss things with your partner calmly and positively you will become better parenting partners.

About The Author

Patty Hone is a wife and mommy to three kids. She is also the owner of Justmommies.
com
.

Justmommies is an online community for mommies to make friends and find support. Please visit Justmommies at http://www.justmommies.

com.


email@justmommies.
com

.

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